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Home inventory checklist10/16/2023 ![]() You (most likely!) won’t have a receipt for everything you own, but don’t worry! You can still get an average value in categories where you may have loads of items – like a wardrobe. Whether you go room by room, by type of item, or on a collection-based system, you can categorise your list however suits you best. For more info on limits, refer to the PDS.Įxplore AAMI Contents Insurance How to create a home inventory list Categorise your contents With AAMI, they have a limit of $1,000, unless you choose to specify the full amount on your certificate of insurance. Plus, having a home inventory list can help identify certain items that may have flexible limits – like a collection of old vinyl records. ![]() As long as the evidence of value isn’t out-of-date, using your list to help source replacements or determine the amount of a cash payment should be pretty straightforward. Having a pre-prepared list of items, along with their value, can make the claims process more efficient. ![]() If you’re unsure how to calculate how much insurance you need, AAMI’s Home Contents calculator can help. Such a list helps you avoid becoming underinsured – which can creep up on you over time as you add items to your home. A home inventory list makes this easier – whether it’s just a jot-down of everything you own without detail, or a more in-depth document with things like receipts and photos. ![]() Why you need a home inventory list Accurate insurance coverĬhoosing a dollar figure off the top of your head to represent what all your stuff is worth can be overwhelming. That’s where a home inventory list comes in handy. But it’s easy to overlook the smaller things, like those one-purpose appliances or once-a-year items like Chrissy decorations. Can you rattle off a list of everything you own? Sure, the big things may come easily, like your fridge and lounge furniture. ![]()
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